Episode 6 of the #SammyFree series addresses a highly relevant topic for companies that need to request guarantees regularly: Is it better to opt for a Plafond or continue with individual policies?
In this episode, the main differences between the two options are highlighted, giving us enough reasons to consider the former as a more efficient alternative.
Let’s explain why.
Speed in Guarantee Issuance
One of the most notable aspects is the speed with which guarantees can be issued under a Plafond.
Unlike individual policies, which require an evaluation process each time they are requested, a Plafond acts as a pre-approved line of guarantees. This means the company has already been evaluated and has pre-approved maximum amounts by type of guarantee, enabling much faster issuance.
Greater Agility in Administrative Procedures
Another important advantage of opting for a Plafond is greater agility in administrative procedures.
Once the line is approved, the company simply requests the required amount for the specific guarantee type by submitting the tender documents. With a Plafond, there is no need to resubmit all the financial documentation every time a new guarantee is needed.
Decision-Making Barriers
As reflected in the episode, sometimes the biggest obstacle is internal. There are cases in which decision-makers resist change simply due to lack of information or uncertainty.
The best solution in these cases is to schedule a meeting or video call with the person who has decision-making power, so they can understand how a Plafond can be their best ally – especially if the company plans to participate in multiple public tenders.
Requirements for Requesting a Plafond
Last but not least, in order to request a Plafond, the company must submit full financial and economic documentation.
Although this may seem demanding, it is a one-time process that greatly simplifies all future procedures.
Conclusion
Episode 6 of #SammyFree clearly demonstrates why a Plafond can be a more efficient option for companies compared to individual policies. It offers faster issuance, administrative agility, and greater flexibility, making it an attractive solution for companies looking for efficiency and effectiveness in guarantee management.
Plafonds can be excellent allies for your business, especially if you’re planning to participate in several public tenders.
Contact us to find out which model best suits your company’s needs and business approach.
